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Credit Cards
Apply for a credit card online with Citi and enjoy all the privileges that come with carrying a credit card from a global bank. Experience the best shopping, dining and travel deals anywhere around the world with your Citi credit card.
We are the first global bank in China to issue our own proprietary credit card. Now you can redeem rewards from an incredible selection of the world’s leading brands, receive dining privileges and collect air miles to exotic holiday destinations. All you have to do is apply for a credit card online today.
Citi Prestige Card
- Exclusive fast earn
- RMB 1 = 1.5 points, USD 1 = 12 points
- 18 points = 1 airline
- You can redeem your points for hotel partners membership points, various gifts, or as cash rebate
- Citigold Clients can enjoy up to 50% extra annual bonus
- Be rewarded as you spend via Digital Wallets
- RMB 1 = 1.5 Citi Points via UnionPay
- RMB 2 = 1.5 Citi Points via Alipay, JD Pay, Meituan Pay, and Suning Pay
- Complimentary 4th night at any hotel booked by Concierge
- Unlimited access to over 1,000 Airports and High-Speed railway VIP Lounges around the world
- Comprehensive Insurance
- Access to 24-hour Citi Prestige Global Concierge
*Miles exchange will charge service fee, please refer to Credit Card fee table for details.
Citi PremierMiles Card
- Earn Citi Miles faster
- RMB 12 = 1 Citi Mile
- USD 1.5 = 1 Citi Mile
- 1 Citi Mile = 1 Airline Mile*
- Be rewarded as you spend via Digital Wallets
- RMB 12 = 1 Citi Mile via UnionPay
- RMB 25 = 1 Citi Mile via Alipay, JD Pay, Meituan Pay, and Suning Pay
- Redeem miles from multiple airlines worldwide
- Complimentary access to over 1,000 airports worldwide and domestic railway VIP lounges
- Domestic airport pick-up discount offer
- Travel with peace of mind – high sign and fly coverage, flight delay (RMB1,000 for over 3 hour delay) and lost card protection
*Miles exchange will charge service fee, please refer to Credit Card fee table for details.
Citi Rewards Card
- Enjoy fast earning rewards
- Earn 1 point for every ￥1 and 7 points for every $1 spend
- 2X rewards on Dining
- Be rewarded as you spend via Digital Wallets
- RMB 1 = 1 Citi Point via UnionPay, Alipay, JD Pay, Meituan Pay, and Suning Pay
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Flexible Rewards Redemption
- More than 300 branded merchandises
- Multiple airlines worldwide
- Instant redemption
- 10,000 points = RMB 20
- Annual fee Waiver in 1st year
Notice: Overdraft is subject to an interest charge accrued daily at 0.05% per day and compounded on a monthly basis. Annual interest rate is calculated by multiplying the daily interest rate by the number of days of respective year. Actual annual interest rate may vary according but not limited to the number of calendar days of each month or Cardholder’s repayment status. (example: annual interest rate will be 18.25% if using daily interest multiplies 365 days a year)