Property purchasing is always an important decision of life. As your professional financial advisor, Citibank will offer VIP home mortgage privileges for Citigold Customers.
- Green channels of underwriting process
- Dedicated higher financing support
- Fee waiver on loan service fee, valuation fee, legal fee, basic property insurance fee and notarization fee for foreigners.
Global Rewards and Privileges are a hotline services and only served for qualified Citigold customers, which can assist you by providing the information, price, and agency of the mansion. No matter where you are and when it is, you can enjoy the exclusive service acting as personal secretary. To experience immediately, just call the hotline.
- The waiver of fees applies with a valid mortgage loan. It starts upon you sign your mortgage agreement and the mortgage disbursement is occurred. And ends when the mortgage agreement is terminated.
- The quantity and loan conditions of you and your families' properties will be one of the considerations for the loan size, subject to the requirements of laws and regulations. The maximum amount of the mortgage loan will be limited by the relevant laws and regulations.
- Mortgage loan is now available at all of our branches/sub-branches in Shanghai, Beijing, Guangzhou, Shenzhen, Hangzhou and Nanjing.
- Residents can receive loans in RMB only.
- Citibank (China) Co., Ltd. (hereinafter known as "the bank") has the sole discretion to interpret the information and reserves the right to modify or update the content from time to time without prior notice. In the event of any disputes, the bank reserves the right of final decision.
- Global Rewards and Privileges are a hotline services, which provided by International SOS (Shanghai) Co. Ltd (“The service vendor”). Any products or services involved may be further provided by third parties or suppliers through liaison of the service provider. Clients shall make discretions for the service vendor, any third parties or suppliers. Citibank (China) Co.Ltd neither guarantee products or services involved nor take any responsibilities for damages or disputes arising therefrom. Hence clients shall contact with the service vendor, third parties or suppliers directly and disputes shall be handled by and settled with the service vendor, third parties or suppliers.
- Citigold home mortgage privileges only served for qualified Citigold customers. A qualified Citigold customer: minimum daily balance of total amount per month with the Bank is required to be RMB 500,000 (or equivalent foreign currency).