Insurance Gap Calculator

    Insurance Gap Calculator

  • Have you done enough to protect what matters most ?

    3 minutes would be worth it.

    See what you need to protect your loved ones, save for retirement, support your children's education or to fund any other aspirational goals.

    Let's find out
    Disclaimer

    • The Citi Insurance Gap Calculator is for your general reference and information only. It does not have regard to your specific investment objectives, financial situation and particular needs. You should not rely on this calculator to make any decision on whether to purchase an insurance policy. Buying a life insurance is a long term commitment, you should seek advice from a financial adviser before making a commitment to purchase any insurance product. Information generated by the Citi Insurance Gap Calculator shall not constitute nor should it be taken as a substitute for professional advice. The assumptions used in the methodology in this calculator may not apply to you. For financial analysis and advice, please make an appointment with us.

    Important notes
    • Branches and sub-branches of Citibank (China) Co.,Ltd are acting as insurance agents for the insurance company and only distributing insurance products. The insurance products are issued and managed by the insurance company itself only. Citibank (China) Co.,Ltd. (including its branches and sub-branches) is not responsible for any matters relating to investment, fulfillment, risk management, policy acceptance, redemption, cancelation or policy claims, nor shall assume any related liabilities.
    • The insurance company is the insurance underwriter of the insurance products and is solely responsible for all insurance and compensation related matters.
    • The insurance company shall be solely responsible for the insurance products. Insurance products are not bank deposits, and none of Citibank (China) Co., Ltd., Citigroup Inc. or any of its affiliates or subsidiaries shall be responsible for, or has provided guarantee for any of the insurance products.
    • Insurance products are only provided to the person who is eligible to meet Citi’s sales requirement. For specific requirement, please consult with your relationship manager.
    • The information and analysis provided by this tool is based on various assumptions, which are subject to change at any time without notice. Citibank (China) Co., Ltd. shall not be liable for any loss / damage suffered by you as a result of using this calculator.
    • Currency used for all amounts shown is the calculator is RMB, until otherwise mentioned.
    • For the calculation purpose, existing education cover/savings is assumed to be equally spread over the number of children specified.
  • Your age?

    20

    View Results

  • How many children do you have and how old are they?

    • Child 1

    • Child 2

    • Child 3

    • Child 4

    • Child 5

    View Results

  • How many parents rely on you for financial support?

    View Results

  • What is your monthly income?

    ¥

    View Results

  • Is your spouse/partner currently working?

    View Results

  • How much life insurance do you already have?

    Please include existing mortgage insurance and personal life insurance coverage.

    ¥

    View Results

  • How much have you set aside for your child's/children's higher education?

    Please include any existing education plan or any other savings /investments (future value) set aside for your children's education.

    ¥

    View Results

  • How much have you set aside for your retirement?

    Please include any existing retirement plan or any other savings /investments (future value) set aside for your retirement.

    ¥

    View Results

  • Do you have any other significant goal?

    e.g. buying a car, house (down payment), vacation etc.

    ¥

    View Results

  • How much have you currently saved for your other significant goal?

    e.g. buying a car, house (down payment), vacation etc.

    ¥
    View Results